What is it about?

You have invested so much to get where you are – so we ensure that your wealth, family and business are protected from the unexpected.

Life involves risk. And while you cannot control illness and injury, it makes sense to plan ahead so that you, your family and your business are protected if tragedy strikes. Our risk management strategies are designed to take the worry out of financial planning. We can help ensure that you, or your family, will continue to have the financial resources you need and lifestyle you want at the most crucial times – without the forced loss of investments, superannuation or property.

PPWM Private Wealth has a team of qualified advisers, as well as dedicated risk specialists, with extensive experience in personal and business insurance, covering:

  • Business risk protection for business owners, professionals and their families including:
  • Key Person Insurancewhich ensures that your business is not unduly financially affected by the death or disability of a key person in the business
  • Buy / Sell Agreements and Succession Planning (utilising insurance)allowing a smooth transfer of ownership to remaining business partners in the event of death, disablement or traumatic health event of a business owner.
  • Personal risk protection including:
  • Life Insuranceproviding a lump sum payment in the event of death
  • Total and Permanent Disablement (TPD) Insuranceproviding a tax-free lump sum payment if you become disabled to the point you can no longer work
  • Trauma Coverwhich pays an agreed lump sum benefit in the event of a serious illness to help you financially while you focus on recovering and getting back to your everyday life
  • Income Protectionwhich can pay up to 75% of your income if you suffer an illness or injury to help replace lost income whilst you recover.

Combined with expert financial planning and accounting services, our risk protection advice goes beyond selecting the right insurances for your situation. We also consider the structure of insurance premiums for tax effectiveness and ensure the entities holding the cover are set up correctly to best suit your beneficiaries.

We use our vast industry experience and relationships with Insurance Providers and Chief Underwriters to manage all your insurance matters, from the establishment of insurance policies through to the processing of claims. We also offer an ongoing review service so your level of cover continues to meet your changing needs.

PPWM Private Wealth can access all Risk insurance products allowing us to provide recommendations on which cover best fits your situation – considering price, product features and provider performance.

Want to be financially free?

Let us help you get there!

Talk to us